DAS Merchant Services offers a variety of programs for Banks and Financial Institutions.

DAS provides customized Merchant Services and Card Issuing Programs exclusively for financial institutions.

Card Issuing Program

· The Card Issuing Program provides Standard and Business MasterCard accounts to the Bank’s customers. The Bank will realize additional income with virtually no time spent administering the Program.
· Income source:
· Account Approval
· Interchange Income on Sales
· APR Billed and Paid
· Annual Account Activity
· Rewards Program for your Cardholders

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Merchant Services Program

· The Merchant Services Programs provide transaction processing of all major credit cards, including debit card processing and check guarantee services.
· Our Merchant Processing Programs are designed to accomplish two objects – gain, and of equal importance, retain the merchant customer.

CUSTOM PROGRAM SOLUTIONS

· Referral Bank Program – features local Sales Representatives (in select areas)
· DAS handles the sale, set-up, on-going full merchant support 24/7/365
· DAS assumes 100% merchant liability
· Marketing Programs generate additional commercial business
· The Program requires no work for your staff
· Receive a referral fee and residual income on all processed volume

· Agent Bank Program
· DAS assumes 100% merchant liability
· Provides 24-hour customer service, and full merchant support.
· The Bank assists the merchant through the application process
· The Bank determines the price to the merchant
· Flat Rate or Grid pricing options

· Processing Bank Program
· The bank solicits clients, manages the risk, provides the first line of customer service
· The bank chooses from a menu of services that they want DAS to provide – an outsource program – total flexibility, maximum profits
· The bank determines the overall profit margins
· Flat Rate, Bundled or Unbundled pricing options

Cash Advance Services – The bank is paid for each Cash Advance transaction.

Menu of Services:

· Full Payment Processing –
Encompassing the decision process, account set-up, maintenance, authorization, data capture, settlement, merchant accounting, adjustment activities, customer service, terminal sales, service and support.

· Pricing - Flat Rate (profit margins are protected) or Unbundled options

· Bank determines specific merchant account profitability

· Bank’s name appears on the merchant statement

· Exception Processing that includes security, chargeback and compliance services

· Web Based Reporting with Bank’s Name and Logo

· Assigned Service Manager

· Complete Marketing Services

· New Application Status Reporting

· 24-hour 800 Number Customer Service

· Technical and Product Support

· Specialty Card Programs – Loyalty, Gift, Reward

· Monthly Compensation Reporting

· Check Guarantee Services (ECC)

Cash Advance Services – The bank is paid for each Cash Advance transaction.

MARKETING COMMITTMENT

DAS is focused on assisting our financial institutions with portfolio growth. A variety of Marketing Programs and Sale Contests can be selected and implemented. DAS absorbs the costs associated with execution of these sale endeavors. A focused sales effort to promote a merchant program to existing commercial clients or prospects can secure additional Demand Deposit Accounts and open doors to multiple relationships.

DAS Keeps the Programs Profitable and Simple

Please use this form to contact our dedicated Bank Program team: